Online Products

Online Products

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COMMUNITY ADVANTAGE prides itself on offering the highest quality of Relationship Management through the use of our Treasury Management suite of products. Our Trusted Industry Experts can assist businesses in managing their cash and operations as well as provide Treasury Management services that minimize internal administration and maximize use of excess funds. We understand Associations have different needs, which is why our Treasury Management product array is flexible and designed for each customer to meet their unique situation.

 

If you have any questions or would like more information on any of these services, contact one of our Trusted Industry Experts at (847) 304-5940 or email service@communityadvantage.com


i-Business Banking

To meet the sophisticated financial needs of our clients, we offer i-BusinessBanking, an integrated Web-based treasury management application. i-BusinessBanking provides your association with 24-hour/7-day access to an extensive array of account information. This will allow you to manage your association’s finances more effectively and further enhance your control of association funds, helping you maximize profitability.

i-BusinessBanking provides users with a full array of electronic banking services including the following features and functions:
• Manage accounts
• Transfers, payments and ACH
• File upload
• User administration
• Statement viewing/retrieval

ACCOUNT REPORTING
• Access information for all of your accounts, including those at other banks
• Balance Reporting and Transaction Reporting (user customized reports available)
• Online Loan Transaction History
• View Check Images
• Positive Pay
• Initiate Stop Payments

PAYMENTS INITIATION
• ACH Disbursements and Collections
• Internal Account to Account Transfers
• Loan Payments

FILE DOWNLOADS/UPLOADS
• Upload files from your internal system’s software to i-BusinessBanking™ (such as ACH payroll Information )
• Download reports from i-BusinessBanking™ to your computer (such as EDI information)
• The Quick Books download feature allows you to transfer account information from i-BusinessBanking™ to your Quick Books software, including the ability to utilize Direct Connect Services

If you’re creating your own ACH files, i-BusinessBanking offers a SECURE file upload service. This service will assist you in the delivery of NACHA formatted ACH files to the bank for automatic debit programs.

USER ADMINISTRATION FEATURES
Administrative User ID and Password which allows the Company to:
• Add, Change, or Delete a User
• Set access privileges and functions by users
• Manage user passwords
• Set up custom alerts

SAFETY AND SECURITY
i-BusinessBanking uses the most advanced software and systems available, such as tokens, that are protected by state of the art encryption, firewalls and confidential passwords. This means that only you or your designated staff will have access to your company information and prohibits any outside parties from ever acquiring any data.

If you have any questions or would like more information on any of these services, contact one of our Trusted Industry Experts at (847) 304-5940 or email service@communityadvantage.com.

Mortgages

While some community banks may not be known for full service mortgage lending operations, we have it all: years of experience, hundreds of loan programs and pricing options, all coupled with the client-focused service that you have come to know from us. Our mortgage professionals have weathered the ever-changing real estate market.  To complement the basic Conventional, FHA and VA Programs, we are positioned to meet the needs of the continually evolving market demands.

Our highly skilled staff is dedicated to providing service that exceeds the expectations of the customer.  By staying abreast of technological advancements, our mortgage professionals can provide low-cost products and services to our customers.  As a result, you will find your experience with us surpasses that of any other lender you have dealt with in the past.

Loan Programs include:

  • We Offer a Complete Line of Loan Programs for Every Buyer
  • Pre-Qualifications Seven Days a Week
  • Fixed and Adjustable Rate Mortgages
  • Jumbo Loans
  • FNMA and FHLMC Conventional Financing
  • FHLMC, FHA & VA
  • 2nd Mortgages and Home Equity Lines of Credit (HELOC)
  • HECM or Home Equity Conversion Mortgages - “Reverse Mortgages” Available in Most States

 

Contact Us

If you are interested in a mortgage, please contact us at

.  If you would like to apply online, please click here.


Wintrust Mortgage is a division of Barrington Bank & Trust, N.A., NMLS # 449042, a Wintrust Community Bank.


 

i-Assessment Pay

Our i-Assessment Pay service provides unit owners the ability to pay their assessments directly to the association using an E-Check (electronic check) or credit card. Unit owners will receive a receipt and confirmation e-mail providing a full audit trail.

In addition, i-Assessment Pay provides real-time reports for the management company on a transaction-by-transaction basis. This service collects the billing information on a unit-owner account level and provides the management company an electronic receivables file to upload to their accounting software.

With i-Assessment Pay, we can help strengthen relationships and improve assessment collections. Use of this service will eliminate mailing time, improve accuracy, reduce collection risk and related expenses, and give unit owners the speedy service they expect. It also provides the management company with the efficient and accurate processes it needs to provide quality financial management to the association. We accept any card with a VISA®, MasterCard® or Discover® logo.

WHEN YOU ACCEPT ON-LINE PAYMENTS YOU WILL HAVE THE ABILITY TO:

• Offer a new option for assessment collections
• Improve customer service
• Offer significant convenience to your customers
• Reduce your accounts receivable
• Improve collections of monthly assessments
• Reduce expense and time involved in the collection process

Unit owners will be charged a convenience fee for each payment. These fees are subject to compliance with Visa®, MasterCard® and Discover® rules and subject to change without notice. Additional fees for this service may also apply.

If you have any questions or would like more information on any of these services, contact one of our Trusted Industry Experts at 847-304-5940 or email service@communityadvantage.com.

Reorder Business Checks

Business Checks and Deposit Slips can be conveniently and safely reordered via the Internet with Deluxe. All you need is the reorder form from your previous order of documents.

The reorder form contains your customer number, which is located near the address information. The customer number begins with either A# or #A. When using the customer number online, you will omit the A# or #A.

 If you have never ordered Business Checks or Deposit Slips from us or have misplaced your order form, please contact one of our Deposit Service Bankers.

 To begin the reorder process, click here. You will be leaving our web site. Once your order is complete, you will be given the opportunity to return to our web site.

 

 If you have any questions or would like more information on any of these services, contact one of our Trusted Industry Experts at (847) 304-5940 or email service@communityadvantage.com