We're dedicated to providing an efficient, transparent, clear loan process. That starts with letting you know right up front what we need to get started. It's a thorough list, so we know we have everything to give you the quick response you deserve. 

✔ Name, address, and number of units in association

✔ Copy of minutes from last three board meetings including minutes where subject loan from Wintrust Community Advantage, and special assessment for repayment (if applicable), were authorized

✔ Copy of fiscal year-end financial statements for the last two years

✔ Copy of association tax returns for the last year    

✔ Copy of current budget and year-to-date financial statements

✔ Copy of current assessment delinquency report

✔ List of owners, tenants, addresses and assessment per unit

✔ Copy of bylaws and declarations inclusive of all amendments

✔ Dollar amount requested, detailed description of project and cost estimates, and copies of bids and/or executed contracts

✔ Copy of reserve study or engineering report, if available

✔ Current owner occupancy ratio or number of units that are non-owner occupied

✔ Names, addresses, and phone numbers of attorney, accountant, insurance agent, and current association board members