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Community Association Loans

Community Association Loans

Community Association Loans

Community Association Loans

Loan Programs

Our loan programs are tailored to meet the needs of your association. We work closely with board members and property managers to ensure that an association can effectively fund and complete its projects.

An Efficient and Clear Approval Process

Our responsive turnaround on loan requests guarantees a simple and understandable process. Once we receive your loan application package, we determine a payment structure that best meets your needs.

Upon bank approval of the loan, we draft a commitment letter for your organization detailing the loan terms and conditions. Upon your acceptance of our commitment letter, we provide loan documentation for your association’s review, signature, and approval. We’re happy to meet with board members at any time during the loan process to discuss and clarify the terms of the program.

Types Of Loans


  • Short-term financing
  • Balance due at maturity
  • Ability to complete work, pay contractors, and preserve property values


  • Budgeted line item; adjust annual budget to incorporate debt 
  • Increase assessments to cover loan expense
  • Special assessment for per owner charge; owner can either pay in full or finance their share over term of loan


  • Project amount uncertain
  • LOC to provide availability of funds
  • Pay for only what is used
  • Term loan will allow for time to repay amount borrowed
  • Commonly repaid through regular assessments, special assessment, or combination